Commercial Brokers of America

Workers Compensation Insurance

Coverage for employees that creates a safe and productive workplace.

Workers Compensation insurance provided by Commercial Brokers of America.

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer, more productive workplace.

What is workers compensation insurance?

No matter how many safety precautions are followed in the workplace, unexpected accidents happen and employees can become ill due to workplace conditions. Workers compensation insurance, sometimes referred to as workman’s comp or workers comp, helps protect both employees and employers if someone is injured on the job or develops a work-related illness.

The Commercial Brokers of America workers compensation policy provides benefits for:

Who needs workers compensation insurance?

In almost every state, there are laws requiring certain types of businesses to carry workers compensation insurance. Since it can be expensive and time-consuming to determine whether an injured employee or the employer is “at fault” in a workplace accident, workers compensation laws provide a consistent and fair way to handle the costs and compensation of work-place injuries and occupational diseases.

Laws in most states require workers compensation once a business has reached a certain number of employees. Talk to a Commercial Broker of America insurance agent for advice on the laws in your state. If a business does not carry the required coverages, they could face fines or penalties for breaking state law.

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