Transportation Insurance Solutions
Long Haul Trucking, For Hire Transportation, Courier Services
Long Haul Trucking insurance provided by Commercial Brokers of America.
At Commercial Brokers of America, our knowledge of small fleet and owner operator trucking operations is second to none, and we are committed to delivering excellence mile after mile.
In the trucking industry, the more miles a trucker drives the more at risk they become in meeting an accident or loss on the road. Because of this fact, finding competitive long haul trucking insurance can be difficult since many insurance companies refuse to cover drivers who operate outside a certain mile radius. The most common insurance companies only offer coverage of up to 300 miles, while a selected few provide coverage beyond a 500 mile radius.
Long haul trucking insurance is a unique form of commercial truck insurance that’s specifically designed for companies and drivers that provide long-distance trucking services. These type of policies generally account for the thousands of miles long-haul truck drivers cover annually, and they frequently offer high limits.
Long Haul Trucing insurance is designed specifically for heavy vehicles including:
- Owner Operator
- Tractor Trailers
- Dump Trucks
- Intermodal
- Trailer Exchange
- Express Delivery Trucks
- Flatbeds
- Refrigerated trucks
- Tanker Trucks
Most long haul trucking policies offer a combination of common protections that are included in many commercial coverages and more specific coverages that are directly related to driving 18-wheelers. Some of the common protections include:
- Automobile Liability- compensate those injured in an accident involving an insured vehicle, or pay for damages to another vehicle.
- General Liability- pays for injuries or property damage you cause because of business activities not directly related to using your truck.
- Medical Payments & Expense Coverage
- Physical Damage Coverage - covers repairs or replacement to your insured vehicles resulting from an accident involving other vehicles or stationary objects. It also pays for damage to your vehicle from fire, theft, vandalism and other covered perils.
- Freight / Truck Cargo Coverage - covers the damage, theft and loss of freight or commodity that you are hauling.
- Non-Trucking Coverage - protection for when you're using your vehicle for personal use and not under dispatch.
- Occupational Accident (OCAC) Coverage - covers payment for medical bills, death benefits and replace certain lost wages of independent contractors who are injured on-the-job.
- Bobtail Liability Coverage - protection for when you are driving a truck without a trailer
- Non-Owned Trailer Coverage - physical damage insurance for trailers being pulled under a trailer interchange agreement (transferring a trailer from one trucker to another in order to complete a shipment).
- Equipment Coverage
Long haul trucking insurance costs are a bit more higher compared to companies covering smaller areas and are based on on many factors including: age of trucks, number of trucks in fleet, number of miles driven annually, type of cargo being transported, driving records of drivers and more.
At Commercial Brokers of America, our knowledge of small fleet and owner operator trucking operations is second to none, and we are committed to delivering excellence mile after mile.
Commercial Transportation insurance provided by Commercial Brokers of America.
Buses, Limousines, Non-Emergency Medical, Charter & Special Transportation
Running a transportation business that involves the use of Limousines, Party Buses, Motor Coaches and other livery vehicles means you or your hired drivers are transporting people – whether across town, the state or region. Because you deal with the public, you need the right insurance to cover your vehicles and the potential injuries to your passengers in the event of an accident on the road.
Depending on how you use your vehicles, you may want to add additional riders or optional coverage types to your policy. Some of these coverages include:
- Commercial Auto Liability
- Physical Damage
- General Liablity
- Umbrella Liability
- Property Liability
- Bonding
- Employment Practices Liability
- Garage & Garage Keeps Liability
- Workers Compensation
- Pollution Liability
- Occupational Accident
- Assault & Battery Liablity
Types of Vehicles
- Motorcoaches
- Transit Buses
- Party Buses
- Limousines
- Airport Buses & Shuttles
- Tour & Sightseeing Buses
- Non-Emergency Medical Vans
Due to the size and function of these vehicles and the number of passengers they can carry at anytime, an accident can cause extensive damages and injuries. It is important to evaluate the appropriate limits on your coverage based on the potential costs of an accident
When purchasing insurance for your livery transportation business, it is essential to work with an agent who understands the nuances of your industry. At Commercial Broker of America, we know the unique issues surrounding Commercial Transportation operations and offer a range of policies and plans tailor-made to meet your specific business requirements.
Courier Package Delivery insurance provided by Commercial Brokers of America.
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We are here to help you find the right Business Insurance coverage
Contact
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59 Main Street Suite 202
West Orange, NJ 07052 - 1-877-603-7046
- csr@cbfa.co
