Boat Insurance

At Commercial Brokers of America, we understand all boats are not equal and require different kinds of insurance coverage. That’s why we tailor your boat insurance policy to fit your individual needs. We take into consideration what kind of boat you own and what activities you enjoy with it. For example, if you own a fishing boat, we offer optional fishing equipment coverage. Or, if you enjoy water-skiing, we provide watercraft liability insurance. So, whether you own an antique boat, power boat, ski boat, sail boat, fishing boat, pontoon, or pleasure boat, we have the Right Coverage for you.

Why do I need boat insurance?

It only takes one incident to realize your need for boat insurance. It may feel like you don’t need coverage if you only use your boat a few times a year, but in reality, each time you are on the water you are at risk of an accident. Since you can never tell when you may need insurance, it’s important to protect your boat at all times—no matter how little you use it.

If your boat is insured under your homeowners policy, there’s a good chance your boat and gear may not be properly protected. When you insure your boat with Markel Specialty, you can get extras that other insurance carriers (like your homeowners) may not even offer. And if they do, you might have to pay extra for them. Our boat insurance coverage can include such things as water-sport liability, medical payments coverage, and diminishing deductibles.